Can Debt Collectors Come to Your House in the UK?
What collectors can and can’t do at the door, how this differs from bailiffs, and steps to stop visits quickly and safely.
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Latest articles on DMPs, IVAs, DROs, dealing with collectors & bailiffs, and protecting essentials first.
✅ Start Free CheckWelcome to the Fresh Start Debt Help Blog, your go-to resource for practical guidance, news and updates about debt solutions, IVAs, managing creditors, and more. Whether you're looking to stop bailiffs, manage your repayments or understand your rights — we've got you covered.
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Know Your Rights
What collectors can and can’t do at the door, how this differs from bailiffs, and steps to stop visits quickly and safely.
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Costs & Fees
Exact fee stages (£75 / £235 / £110) with examples, when extra percentages apply, and how to avoid unnecessary costs.
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Bailiff Action
Got a Notice of Enforcement? Learn the 7-day deadline, what counts as entry, bailiff visit rules, and how to delay or stop enforcement fast using Breathing Space or affordable plans.
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Bailiff Fees
Understand the three official bailiff fee stages — £75 compliance, £235 enforcement, £110 sale — how extra % charges apply, and ways to avoid costly escalation.
Read articleUnderstand how each route works, who qualifies and what to expect day to day: Debt Management Plans, IVAs, DROs, and IVA vs DMP vs Bankruptcy.
Protect the roof, heat and council tax first: Council Tax, Energy & Utilities, Rent Arrears, Mortgage Arrears.
Know your rights and next steps: What is debt collection?, Lowell, Moorcroft, Link Financial, Bristow & Sutor, Excel Civil Enforcement, Newlyn.
Targeted help for the debts we see most: Credit Cards, Loans, Catalogue, Overdrafts, Payday Loans, Store Cards.
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