Get Help with Lowell Financial Debt in the UK

If you're receiving calls, letters, or reports on your credit file from Lowell Financial, you’re not alone. Lowell is one of the UK's largest debt collection agencies — but you have rights. Our team can help you stop the pressure, freeze interest, and create a realistic repayment plan.

Who Is Lowell Financial?

Lowell Financial (formerly Lowell Group) is a well-known debt purchaser and collector in the UK. They buy debts from providers like Barclays, HSBC, Capital One, and then attempt to recover them. If Lowell has contacted you, it means your original creditor has already taken further action — but that doesn’t mean you're out of options.

We regularly support people who owe Lowell — and can help you find a path forward.

What to Expect from Lowell Collection Activity

• 📩 Letters and emails demanding payment
• 📞 Persistent phone calls or automated messages
• ❗ Credit default notices reported on your file
• ⚠️ Possible threats of court action if ignored

If you act early, you could retain your rights and avoid escalation. We’ll show you how.

Can I Stop Lowell Contact & Freezer Interest?

Yes — once you enter into a formal debt solution like an IVA, a Debt Management Plan (DMP), or a Debt Relief Order (DRO), Lowell must stop contacting you. Interest and charges will also be frozen under these arrangements.

Here's how each option helps:

• IVA: Legally binding; stops Lowell immediately and writes off unaffordable debt.
• DMP: Informal plan; freezes interest and stops creditor calls.
• DRO: Full write-off after 12 months if you qualify.

Want to Regain Control?

We’ve helped many people just like you who owe money to Lowell. Our small UK-based team focuses on fast, friendly support — no hard sells, just clear guidance.

• ✔️ Quick eligibility check — takes under 2 minutes
• ✔️ Personal support — same point of contact throughout
• ✔️ Confidential and confidential — we don’t pass your info on unnecessarily

What Debts Can I Include With Lowell?

You can often include other debts alongside a Lowell account in your plan, such as:

• Credit cards
• Personal loans
• Bank overdrafts
• Council tax arrears
• Utility bills

It’s easier to manage them together rather than juggling multiple collectors.

Next Steps: What You Can Do Today

• 1. Fill in our eligibility form
• 2. We review your debts and income to recommend a suitable solution
• 3. We contact Lowell and other creditors to negotiate pauses and settlements
• 4. You begin a single affordable repayment plan — and get peace of mind