Help with Lowell Financial Debt

Being contacted by Lowell Financial can feel overwhelming, especially if you're not sure what your rights are or what steps to take. But you don’t have to deal with this alone. Fresh Start Debt Support is here to guide you toward the right solution for your situation.

Who Are Lowell Financial?

Lowell Financial is one of the UK's largest debt collection agencies. They purchase unpaid debts from lenders like credit card companies, mobile phone providers, and catalogue firms — then try to recover the money directly from you.

What Can Lowell Do?

• Contact you by phone, letter, or text
• Request payment of the full amount owed
• Add fees or interest in some cases
• Take court action if left unpaid long-term

How to Stop Lowell Chasing You

The fastest way to stop debt collection contact is to enter into a formal debt solution. Once a plan like an IVA or DMP is in place, Lowell will deal directly with your appointed provider — not with you.

Your Options Include:

• IVA: Freeze interest, stop creditor calls, and write off debt after 5 years
• DMP: One affordable monthly payment without legal action
• DRO: For lower income and smaller debt balances — write off debt after 12 months

Has Lowell Taken You to Court?

If you’ve received a CCJ (County Court Judgment), we can still help. It may be possible to stop further enforcement and renegotiate the debt into a manageable solution.

Why Choose Fresh Start Debt Support?

• Experienced team dealing with Lowell cases daily
• Confidential advice and no-pressure support
• Quick online form and fast response