Clear Debt Fast in the UK – Reduce Payments & Stop Pressure

If you're feeling overwhelmed and want to clear your debts fast, you're not alone. Every day, people across the UK take back control by using legal debt solutions to stop interest, reduce monthly payments, and in many cases — write off a portion of what they owe.

At Fresh Start Debt Support, we help people just like you clear debt quickly and affordably. Whether you're behind on credit cards, loans, council tax or other bills, there's likely a path forward that suits your situation.

Ways to Clear Debt Fast in the UK

The fastest way to clear debt depends on your income, debt level, and personal circumstances. Below are some of the most effective UK debt solutions:

• IVA (Individual Voluntary Arrangement) – Write off up to 80% of your debt and make one affordable monthly payment for 5 years
• DRO (Debt Relief Order) – Ideal for people with low income and debts under £30,000. Debt can be cleared after just 12 months with no payments
• DMP (Debt Management Plan) – Flexible solution that allows you to reduce payments and freeze interest informally
• Compare All Solutions – See how each option works and find your best fit

Each of these options is designed to help you stop creditor contact, avoid legal action, and reduce financial stress — fast.

What Debts Can Be Cleared?

You can clear many types of debt quickly with the right plan. These include:

• Credit Card Debt
• Personal Loans
• Catalogue Accounts
• Council Tax Arrears
• Gas & Electricity Arrears
• Payday Loans
• Bank Overdrafts
• Store Cards
• Rent Arrears

Most unsecured debts can be included in a formal plan. In many cases, enforcement action and interest are stopped once a solution is in place.

Benefits of Clearing Debt Through a Plan

• ✅ Freeze interest and stop charges
• ✅ Make one lower monthly payment
• ✅ Stop bailiff action and legal threats
• ✅ Write off debt you can’t afford to repay
• ✅ Regain peace of mind and sleep easier

If you’re falling behind or being chased by creditors, acting quickly can make a huge difference. The sooner a plan is in place, the sooner the pressure stops.

How Fast Can Debt Be Cleared?

Some people clear debts in as little as 12 months with a DRO. Others may use a longer-term option like an IVA to gradually pay what they can afford and have the rest written off after 5–6 years.

We’ll help you find the fastest legal option based on your current income and situation.

Why Choose Fresh Start?

• ✅ Fast, friendly UK support team
• ✅ No long call queues – we respond quickly
• ✅ Clear, honest information – no jargon
• ✅ Only take on a limited number of people at a time

We don’t believe in pressure. Just simple, effective help when you’re ready.

Start Clearing Debt Today

You don’t have to wait months to get help. In most cases, we can start the process the same day — and stop the pressure within 24 hours. If your debts are causing you stress, now is the time to act.