What We Do at Fresh Start Debt Support

Are you searching for ways to stop bailiffs, reduce monthly payments, or find an affordable way out of debt? At Fresh Start Debt Support, we provide confidential, fast, and tailored solutions to help people across the UK who are struggling financially.

We specialise in options like Debt Management Plans (DMPs), Individual Voluntary Arrangements (IVAs), and the government-backed Breathing Space scheme. Whether you’re dealing with mounting credit cards, council tax arrears, or payday loans, we're here to help you regain control.

Our mission is simple: to give you a fresh start.

How We Help You Escape Debt

Every year, thousands of people across the UK use our service to stop enforcement action and create manageable debt solutions. We can help with:

✅ Freeze interest and charges from creditors
✅ Stop bailiffs and prevent home visits or repossessions
✅ Lower your monthly repayments through a DMP or IVA
✅ Access the Breathing Space debt respite scheme for temporary legal protection
✅ Set up an affordable repayment plan that works around your income and budget

We understand how overwhelming debt can be. That’s why we act quickly — and without judgment — to get you the right support.

Debts We Can Support You With

Our team helps with a wide range of problem debts. Common examples include:

🔹 Credit card debt and overdrafts
🔹 Personal loans and guarantor loans
🔹 Utility bills and council tax arrears
🔹 Payday loans and high-interest borrowing
🔹 HMRC debt, benefit overpayments, and tax credits
🔹 Debt caused by gambling or personal hardship

Whatever the cause of your debt, we’ll help you find a way out that’s legal, safe, and supportive. Our goal is to reduce stress and help you move forward.

Why Choose Fresh Start Debt Support?

We know how hard it is to take that first step. That’s why we’re different:

✅ UK-based team – real people who care
✅ Fast turnaround – in urgent cases we can act same-day
✅ No sales pressure – just honest help and clear options
✅ Non-judgmental support – we’ve helped people from all walks of life

Unlike national firms with huge call centres, we treat every client as a person – not a number. We understand that behind every debt is a story, and we’ll listen.

Frequently Asked Questions

How quickly can I stop bailiff action?

We can usually begin the process the same day you contact us. In some cases, legal enforcement like bailiff visits can be paused or prevented immediately through the Breathing Space scheme.

Do I qualify for a Debt Management Plan?

If you’re struggling to keep up with multiple repayments and have at least two debts, a Debt Management Plan (DMP) might help. We’ll check your affordability and recommend the best plan for your needs.

What is the Breathing Space Scheme?

The Breathing Space debt respite scheme gives you 60 days of legal protection from enforcement while you get help. During this time, most interest, charges, and collection action must pause.

Will this affect my credit score?

Debt solutions like IVAs and DMPs do appear on your credit report. However, ignoring debt or letting it escalate usually has a much worse long-term effect. We’ll explain the pros and cons before you make any decisions.

What if I’m unemployed or on benefits?

We support many clients who receive Universal Credit or other benefits. In fact, if your income is low, you may qualify for a Debt Relief Order (DRO), which could write off your debts entirely.