Help With Gambling Debt in the UK

Struggling with gambling-related debt can feel overwhelming — especially when it’s linked to shame, secrecy, or loss of control. But you’re not alone. Thousands of people across the UK face this challenge, and many go on to rebuild their finances and confidence.

At Fresh Start Debt Support, we offer non-judgmental help to people who are dealing with gambling debts. Whether you’ve used credit cards, loans, or betting accounts, we can help you understand possible next steps.

Common Signs of Gambling Debt Problems

• Using credit cards or loans to fund gambling
• Missing payments on bills, rent, or other essentials
• Hiding financial activity from family or partners
• Feeling trapped in a cycle of chasing losses

If any of this sounds familiar, it’s time to take a positive step forward. The sooner you act, the more options you may have.

Can Gambling Debts Be Included in a Debt Plan?

Yes — gambling debt is still considered **unsecured debt**, so it may be included in a:

• Individual Voluntary Arrangement (IVA)
• Debt Management Plan (DMP)
• Debt Relief Order (DRO) if you meet the criteria

These solutions could reduce your monthly payments, freeze interest, and stop creditor contact. In some cases, part of the debt may be written off.

Important: We do not give advice. We provide support to help you understand what solutions others in similar situations have used.

What If I’ve Taken Out Loans or Credit to Gamble?

This is very common. Many people with gambling problems have multiple sources of debt including:

• Credit cards
• Payday loans
• Overdrafts
• Personal loans

We help you look at the full picture and explore ways to bring everything under one manageable plan.

Will I Be Judged?

No. We understand how gambling debt can affect your confidence and mental health. Our team provides discreet support with **no pressure and no lectures**.

You’ve already taken the first step by searching for help — we’ll help you move forward from here, one step at a time.

What If I'm Already in a Financial Crisis?

If you’re missing payments, getting letters from creditors, or facing enforcement action, we may be able to help stop things from escalating. It may be possible to pause action while a debt solution is put in place — but timing is important.

You're Not Alone — Help Is Available

No matter how serious your gambling debt feels, it’s possible to take back control. Whether your debts are £1,000 or £25,000+, the right plan could help you breathe again.

• ✅ No lectures, no pressure
• ✅ Thousands supported across the UK
• ✅ Everything kept private and secure