Resolvecall Debt Collection – What You Need to Know

Have you been contacted by Resolvecall through a letter, phone call, or even a doorstep visit? If so, don’t panic — you have rights. Resolvecall is a UK-based debt collection agency that acts on behalf of creditors to recover unpaid debts. But that doesn’t mean you have to pay them immediately or face them alone.

At Fresh Start Debt Support, we help people deal with Resolvecall and similar agencies like Capquest, Wescot, and Lowell every day. With the right help, you can stop the pressure, reduce what you owe, and regain control of your finances — fast.

Who Are Resolvecall and Why Are They Contacting Me?

Resolvecall Ltd is a debt collection agency based in the UK. They either work directly for original lenders or act on behalf of other agencies that have purchased the debt. If Resolvecall is contacting you, it usually means:

• You’ve fallen behind on payments to a lender or utility company
• Your debt was passed to Resolvecall to chase
• You may be subject to calls, letters, texts — and potentially doorstep visits

Common debts include credit card debt, personal loans, energy bill arrears, and catalogue debt.

Do I Have to Pay Resolvecall Immediately?

No. Before paying a penny, take the following steps:

• Ask for written proof of the debt
• Request a copy of the credit agreement
• Check if the debt is statute-barred (too old to enforce)
• Get confidential advice to explore your options

Many people accidentally overpay, pay the wrong creditor, or agree to unaffordable plans. Our free debt calculator helps you understand how much you should really be paying.

Can Resolvecall Visit My Home?

Yes — but they have no legal power. Unlike bailiffs, Resolvecall agents cannot force entry, seize your belongings, or demand payment on the spot. You’re not legally obliged to let them in or even speak with them.

If they visit your home, you can politely decline to engage and instead request communication in writing. Better yet, let us speak to them on your behalf.

Can Resolvecall Take Me to Court?

If the debt remains unpaid and no arrangement is made, they may refer your case for legal action. This could lead to a County Court Judgment (CCJ), which impacts your credit report for 6 years and could open the door to further enforcement (like bailiffs).

Fortunately, most legal action is avoidable. By acting early and using a formal debt solution such as an IVA or DMP, you can often freeze interest, stop contact, and protect yourself from court.

Debt Help Options for Dealing with Resolvecall

We help people across the UK choose a solution that fits their needs. These include:

• IVA (Individual Voluntary Arrangement) – One affordable payment, legal protection, and the chance to write off debt after 5 years.
• DMP (Debt Management Plan) – A flexible solution that allows you to pay at a pace that suits you.
• DRO (Debt Relief Order) – Ideal for people with low income, minimal assets, and less than £30,000 of debt.
• Compare IVA vs DMP vs DRO to find your best option.

How to Stop Contact from Resolvecall

If you're feeling harassed by Resolvecall, you're not alone. Many clients report persistent calls, texts, and even surprise visits. Here’s how we can help you stop it:

• We speak directly to Resolvecall for you
• We help you request all communication in writing
• We guide you through complaints if your rights are breached
• We help you choose a debt solution that ends the pressure

Learn more about how to stop debt collectors legally.

Why People Trust Fresh Start Debt Support

We're not a call centre. We’re a small team of UK debt specialists who’ve helped thousands regain control over their finances. Whether it’s Resolvecall or another collector like Cabot Financial, PRA Group, or Moorcroft, we provide:

• Friendly, confidential help with no judgment
• Clear explanations of all your options
• Fast response times — no waiting for weeks
• Help with all types of debt — from gambling debts to rent arrears

You deserve peace of mind. Let us help you take the first step toward it.