Work out your earliest visit date, understand entry rules and fees, and see fast ways to pause or stop enforcement.
✅ Start Free Debt CheckA Notice of Enforcement (NoE) is a formal warning that an enforcement agent (bailiff) intends to take control of goods if you don’t resolve the debt. In most cases they must wait 7 clear days before a first visit. “Clear days” exclude the day you receive the notice and the day of the visit; Sundays and bank holidays do not count.
Act during this window to set up an affordable plan or use Breathing Space to pause enforcement while you get help.
Check My OptionsWe exclude Sundays and England/Wales bank holidays for 2025. If you’re in Scotland/NI or have urgent circumstances, use this as a guide only.
Most visits require peaceful entry. Agents can enter through a door that you open or an unlocked door. They cannot push past you, climb in through a window, or enter when the only people home are under 16 or classed as vulnerable. Keep doors and accessible points locked and speak through the letterbox or a window.
For certain debts (e.g., criminal fines or HMRC tax) and with correct authority, agents may be allowed to use reasonable force later in the process. Always ask to see ID, the warrant/writ, and take photos of any paperwork.
Speak to a SpecialistFees are set by law and usually follow three stages:
Charged when the notice is issued. You typically have 7 clear days to respond.
Charged when an agent visits. An extra percentage applies above the statutory threshold.
Charged if goods are removed/sold. Avoiding escalation can save hundreds.
Reduce My PaymentsBreathing Space can pause most enforcement and interest while you get debt advice and set up a plan.
A Debt Management Plan can lower payments. If debts are unaffordable, solutions like an IVA or DRO may write off what you can’t repay.
See If I QualifySunday doesn’t count as a “clear day” in the 7-day window. Visits generally avoid late hours and must follow conduct rules; if you’re unsure, get advice fast.
The notice must be in writing with required details. Many firms send it by post; digital messages may accompany but must meet legal content rules.
Ask for photo ID and their company; you can check the Certificated Enforcement Agent register online.
Ask a Quick QuestionExclude the day you got the notice, the day of the visit, Sundays and bank holidays. Use the calculator above for 2025 dates.
Yes, in most cases you do not have to let an agent in. Keep doors locked and communicate through a letterbox/window. For certain debts later in the process, force may be allowed—get advice.
Agreeing a realistic plan or entering Breathing Space often pauses or stops further action.
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