Payday Loan Debt Help

Struggling with payday loans? You're not alone. Many people in the UK turn to payday loans for short-term relief, only to be hit with extremely high interest rates and aggressive collection tactics.

Why Are Payday Loans So Dangerous?

• APR can exceed 1,000%, making balances skyrocket fast
• Most lenders demand full repayment by your next payday
• Late payments lead to fees, charges, and collections

Can Payday Loans Be Included in Debt Help?

Yes! Payday loans can be included in a formal solution like an IVA or DMP. These plans:

• Stop interest and charges
• Freeze creditor contact
• Allow one affordable monthly payment

How Can Fresh Start Help?

We provide expert advice and help you understand which plan is right for you — including options to reduce or write off debt based on your situation.