Catalogue Debt Help in the UK

Catalogue debt can creep up quickly — especially when missed payments lead to interest and fees. Many people use catalogues for essential purchases, only to find themselves trapped in a cycle of minimum payments and rising balances.

What Happens If You Fall Behind?

• Late payment charges and penalty fees
• Interest rates increased without warning
• Referral to debt collection agencies
• Negative marks on your credit file

How Can Fresh Start Help?

We offer tailored debt solutions including IVAs, DMPs, and DROs that can:

• Combine multiple catalogue debts into one payment
• Freeze interest and stop creditor calls
• Help write off a portion of debt depending on your situation

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Are Catalogue Companies Easy to Deal With?

Catalogue lenders often pass accounts to external collection agencies quickly. This can add pressure and make repayment harder. But with support from Fresh Start, we contact creditors on your behalf and handle all communication.

Can I Write Off Catalogue Debt?

Yes, under an IVA you may be able to write off a large portion of catalogue debt. Even if not eligible for an IVA, you may still benefit from payment plans through a DMP or DRO based on your situation.

Take Control of Your Finances Today

The sooner you act, the more options you'll have. Our team is here to offer clear, friendly guidance with no judgment and no pressure.

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