Help With Barclays Debt

If you're struggling to repay a Barclays loan, overdraft, credit card, or other financial product, you're not alone. Many people across the UK are facing similar challenges due to rising living costs and unexpected financial pressures. The good news is — you have options.

What Happens If I Can’t Pay Barclays?

• Missed payments may result in added charges and interest
• Your credit score may be affected
• Accounts may be passed to debt collectors
• Legal action could be taken in some cases

What Are My Options?

Fresh Start can help you explore:

• IVA (Individual Voluntary Arrangement) – Combine debts into one payment. Write off a portion after 5 years.
• DMP (Debt Management Plan) – Lower your payments and freeze interest without legal proceedings.
• DRO (Debt Relief Order) – A simpler solution for lower-income individuals with less than £30,000 debt.

Will Barclays Accept a Payment Plan?

Yes, in many cases Barclays and their collection partners are open to debt plans arranged through licensed professionals. We deal with Barclays on your behalf, so you don’t have to face calls or letters alone.

Get Confidential Debt Help

Whether you’re behind on payments or just worried about what’s next, we’re here to help. There’s no pressure or judgment — just support and options tailored to your situation.