Payday Loan Debt Help in the UK

Payday loans may seem like a quick fix, but they often come with extremely high interest rates and rollover charges. If you’re struggling to repay payday lenders, you’re not alone — and you have options.

What Happens If I Can’t Repay My Payday Loan?

• Interest and charges increase rapidly
• Payment demands from lenders and collectors
• Potential damage to your credit score
• Stress and financial pressure

Can Payday Loans Be Included in a Debt Plan?

Yes. Payday loans can be included in an IVA or DMP. We deal with all major UK payday lenders and can work to freeze interest, stop contact, and reduce your monthly payments to an affordable amount.

Will I Still Be Chased for Payment?

Once your debt solution is in place, we deal with creditors for you. All contact from lenders will stop, and you’ll make one simple payment each month.

Can I Write Off Payday Loan Debt?

Depending on your income, household, and debt level, you could write off a significant portion of your payday loan debt using an IVA or a DRO. We'll help assess your eligibility quickly and confidentially.