Help with Tax & HMRC Debt

If you're facing pressure from HMRC over tax debt, you're not alone. Many people fall behind on self-assessment payments, VAT bills, or corporation tax due to changes in income or unexpected expenses. Fortunately, there are ways to manage and resolve HMRC debt before things escalate.

What Can Happen with Unpaid HMRC Debt?

• Late payment penalties and surcharges
• HMRC sending enforcement agents or taking legal action
• Garnishment of wages or funds from your bank account
• Serious stress and damage to your business or finances

Solutions for HMRC Debt

At Fresh Start, we help people arrange affordable repayment plans with HMRC — or look at formal solutions like:

• Debt Management Plans (DMPs)
• Individual Voluntary Arrangements (IVAs)
• Time To Pay arrangements for tax arrears
• Advice for limited company directors and sole traders

Find Out What You Qualify For

Will HMRC Accept a Payment Plan?

Yes — if your offer is reasonable and you communicate promptly. We help you calculate an affordable monthly offer based on your income and essential expenses, then handle the communication for you.

Can I Write Off Tax Debt?

Under certain solutions like an IVA, it may be possible to write off a portion of HMRC debts. We’ll explore your options and advise clearly on what’s possible.

Speak to Our Friendly Team

We’ve helped thousands of people deal with tax debt. Our advice is free, confidential, and tailored to your situation.

Get Help with HMRC Debt Now