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Debt Help UK 2025 – Get the Support You Need

If you’re struggling with debt in the UK, you’re not alone. 2025 has seen a surge in households falling behind on credit cards, council tax, rent, and other bills — but there is help available. Whether you’ve missed a few payments or are in serious arrears, you may be eligible for a government-backed solution to reduce or write off your debts.

This page explains your options, how to stop interest and enforcement, and how to get started with free, confidential support.

Check If You Qualify

Who Qualifies for Debt Help in 2025?

If you're in the UK and are:

— then you may qualify for a formal debt solution like an IVA (Individual Voluntary Arrangement), a Debt Management Plan, or a Debt Relief Order (DRO).

What Debt Help Is Available in the UK in 2025?

What Debts Can Be Included?

You can often include a wide range of debts in your plan, such as:

Not sure what you can include? Try our Free Debt Calculator.

Why Use Fresh Start Debt Support?

Start Your Debt Help Now

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