Fresh Start Debt Support
Reduce unaffordable debt, stop most enforcement where applicable, and take control with a plan you can actually live on. Start in minutes — we’ll explain every option clearly.
✅ Start My Fresh StartEveryone deserves a second chance — and at Fresh Start Debt Support, that's exactly what we offer. If you're overwhelmed by bills, struggling to sleep, or worried about court letters, it’s time to take control. We specialise in helping everyday people across the UK make a real Fresh Start with their finances.
Our goal? To give you a legal, affordable way to reset your debts, stop creditor pressure, and finally breathe again.
Whether you're behind on council tax, facing bailiffs, or just want peace of mind — we’re here for your Fresh Start.
Related: What is an IVA? • DMP explained • DRO eligibility • Breathing Space • Compare solutions
Start My Fresh StartFresh Start is not a single product. It’s the outcome: a realistic plan that stops the spiral (interest/charges or most enforcement where applicable), replaces juggling bills with one affordable payment, and gives you a clear finish line. We deliver this using the solution that best fits your life — not the one that pays the most commission.
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At Fresh Start Debt Support, we understand that everyone's situation is different. That’s why we offer personalised debt support services tailored to your income, lifestyle, and level of debt.
Need urgent help with bailiffs? Read Bailiffs: Your Rights and Stop Debt Collectors.
Get a Fresh Start NowIt’s more than debt help — it’s confidence, clarity and control.
See client voices on our testimonials page.
Speak to Our Fresh Start TeamUnsure you’re speaking to us? Message us on WhatsApp and we’ll confirm.
Your Fresh Start begins with one step — reaching out. There’s no shame in needing support.
Start My Fresh Start NowAlso see: Credit card debt help • Loan debt help
Find Out If I QualifyCompare options in one place: Compare debt solutions.
Book My Fresh Start AssessmentIf you have multiple debts and want protection and structure, you likely qualify for at least one option.
See If I Qualify for a Fresh StartWe support people across England, Wales, Northern Ireland and Scotland — phone, email or secure online appointments.
Read what clients say and check independent guidance so you can verify everything we tell you:
We link to independent, official sources to help you double-check every step.
Consolidate unsecured debts into one affordable monthly payment. Stops most enforcement once approved, freezes interest, and can write off unaffordable balances at completion.
Learn more: IVA guide • Compare with DMP/DRO
See If I Qualify for an IVAInformal plan with reduced payments. Creditors often freeze/reduce interest voluntarily. Good when your income may improve.
Read: DMP explained
Set Up a DMPFor low income/low assets within set limits. Debts are frozen for 12 months and then written off if circumstances don’t improve.
Check: DRO eligibility & rules
Check DRO EligibilitySometimes the cleanest reset. We explain implications, help you apply, and compare with less severe options if suitable.
Detail: Bankruptcy guide
Get Bankruptcy HelpScottish alternative to an IVA (usually 4 years). We connect you with a Scottish IP for Trust Deeds or Sequestration.
More: Trust Deed overview
See If I Qualify (Scotland)We explain every option, risks and benefits, with written summaries you can keep.
Same-day responses, named advisers, WhatsApp updates, and clear timelines.
Our guidance is free. Formal solution fees are disclosed in writing and generally taken from affordable payments after approval.
We publish verification steps (above), complaint routes and official resources so you can check everything independently.
Send “Fresh Start Checklist” on WhatsApp. We’ll reply with a one-page PDF: what to ask any provider, how to compare, and where to verify authorisations.
Request the ChecklistYes — we’re a UK team offering free, impartial guidance with links to independent authorities (GOV.UK, MoneyHelper, Citizens Advice). For formal solutions, we introduce you to licensed Insolvency Practitioners and you’ll get fees disclosed in writing before you decide.
Compare options here: Compare debt solutions • Read client testimonials.
Begin with a free assessment (10–15 minutes). If appropriate, we can place you in Breathing Space while paperwork is prepared for your chosen option.
Yes. We help across England, Wales, Scotland and Northern Ireland via phone, email and secure online appointments.
See our locations list above or just start your check.
We regularly help sole traders and self-employed people. Some HMRC arrears can be included in formal plans. We’ll confirm what fits your case and explain any conditions.
Read: IVA & HMRC guide.
Formal solutions appear on your file for a period, but they can be a faster route to stability than unmanaged arrears. We’ll discuss realistic timelines to rebuild.
Next steps: Rebuild credit after debt.
WhatsApp: +44 7775 229630 • Quick form: Start my Fresh Start
Or see our contact page for more options.
Use these alongside our free support so you know your rights and protections.
Thousands across the UK are now living with less stress and more control thanks to a Fresh Start. You don’t have to manage creditor letters, bailiffs or mounting interest on your own.
More help: Compare solutions • Client testimonials • IVA guide • DMP guide • DRO guide
Start My Fresh Start Today